Junior Achievement's $ave, USA program provides parents and educators with tools for discussing money-management issues with their children and students. JA $ave, USA is a series of three 45-minute lessons designed specifically to help students develop higher levels of personal financial understanding.

The program has recently been updated to commemorate Financial Literacy Month in April 2010. Follow the links below to download the middle school curriculum for free, or download the elementary school or high school curriculum.

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JA $ave, USA Middle School Educator Version

JA $ave, USA Middle School Parent Version

JA $ave, USA Elementary School Educator Version

JA $ave, USA Elementary School Parent Version

JA $ave, USA High School Educator Version

JA $ave, USA High School Parent Version